Author: Alice Monroe

The U.S. House of Representatives has put out that July 14–18, 2025 will be “Crypto Week”. This is a strategic legislative step by Republican leaders to push forward with three key cryptocurrency bills. That which is put forth by House Financial Services Chair French Hill, Agriculture Committee Chair Glenn Thompson, and House Speaker Mike Johnson’s initiative also seems to have a very strong tie in with President Trump’s digital asset agenda. The aim is to get the GENIUS Act, the CLARITY Act, and the Anti-CBDC Surveillance State Act passed before the August break. This is putting forth a very wide…

Ripple has made a large step into the main financial market by applying for a U.S. national bank license with the Office of the Comptroller of the Currency (OCC). This move puts Ripple in play for dual regulation federal and state and also puts the stablecoin RLUSD forward in terms of legitimacy. Indeed, securing the Ripple banking license would further enhance its position. CEO Brad Garlinghouse announced the news on July 2, 2025. He put it forth as a step in Ripple’s plan to set “a new bar for trust” in digital currency. Should it be granted the license will…

DDC Enterprise has raised $528 million in financing. It will put this amount into its Bitcoin treasury. This is a huge shift for the company, which is a food brand out of Asia. They are entering the class of mid-sized companies that are fully into crypto. CEO Norma Chu reported recently that the company, known as DDC Enterprise, is on the move with this strategy. They see this as ambitious and transparent. The firm’s plan is to step out in large areas of investment, particularly into Bitcoin. This represents a change in how they do business. They are changing traditional…

Botanix’s Bitcoin Layer 2 went live July 1, 2025, which is a huge achievement for the Bitcoin ecosystem. Out of development by Botanix Labs, the mainnet brings in Spiderchain. It’s a new kind of Layer 2 tech that puts forward smart contract features to Bitcoin without trade-off of decentralization. Unlike in traditional models which use wrapped tokens or external chains, Spiderchain does it differently. The use of native BTC and a network of decentralized multisig wallets occurs with each Bitcoin block. These wallets serve as the security layer which, in turn, locks in the BTC into the system. Also, we…

In a letter sent out on July 1, 2025, New York’s Attorney General Letitia James put forward the case that present stablecoin bills do not do enough to protect investors and the banking system. Specifically, she referenced the GENIUS Act and the STABLE Act. Letitia James puts forth that these bills are missing key protections. Most notably, she points out the treatment of stablecoin issuers as traditional banks. Also, she says they should be required to have FDIC insurance and be put under bank level regulation. Furthermore, they should run digital identity verification for every transaction. Letitia James Criticizes GENIUS,…

JPMorgan Chase, through its blockchain unit Kinexys, has kicked off a pilot project to tokenize carbon credits. This marks a significant step in carbon credit tokenization. Announced on July 2, 2025, the initiative partners with EcoRegistry, the International Carbon Registry (ICR), and S&P Global Commodity Insights. Their goal is to tackle transparency and efficiency challenges plaguing the voluntary carbon market. In contrast to past projects, this pilot goes in at the registry level. It aims to put in place credit issuance, tracking, and retirement via distributed ledger technology. The testing phase is currently being done in registry systems that EcoRegistry…

Bitcoin’s in July 3 saw a large-scale shift to the upside. Favorable economic conditions played a major role in driving this, though such conditions aren’t considered normal. There was also continuous investment from institutions. The cryptocurrency saw a 2.5% jump at one point to as high as $109,600. This was a result of higher global liquidity and a constant flow of investments into ETF’s. This bitcoin price rise was significant for the market. At the core of this trend is the U.S. M2 money supply. In May 2025, it reached a record $21.94 trillion and broke its 2022 peak. That…

In 2025 spot volume at the exchange center dropped to $1.07 trillion in June which is a 27% drop from May’s $1.47 trillion. That is the lowest since September 2024 and also a drop of 63.6% from the December 2024 high of $2.94 trillion. During this time DEXs had made a big gain in market share which saw them capture 29% of the spot market and 8% of the futures trade, while centralized exchange spot volume witnessed significant declines. This issue is of a large scale shift in what crypto assets people are into. DEXs are out of the niche,…

A huge regulatory step in the U.S. SEC has given the go ahead to Grayscale’s Digital Large Cap Fund (GDLC) which will be the first of its kind in the US for multi asset crypto ETFs. This could set the stage for a mixed crypto fund that incorporates the Grayscale concept, expanding investment opportunities. The news was announced on July 1, 2025 and sees the fund trade on NYSE Arca which in turn is a sign of growing interest in individual altcoin ETFs. With $755 million in assets, the conversion of the fund is also a prelude of what we…

Sparkassen-Finanzgruppe is breaking into crypto space, considered a huge step for Germany’s crypto adoption. By summer 2026, the group will have put in place Bitcoin and Ether trading for its 50 million customers. This will roll out via the Sparkassen mobile app and will be made available by way of a license from asset manager DekaBank. This is a turnaround for Sparkassen, which for a long time took a very conservative approach to crypto. But the regulatory picture is becoming clearer, customer interest is growing. Also, competitors are putting on the pressure. As Germany’s crypto adoption scene heats up, the…